.mza-ms-wrap{
  --mza-blue:#073b67;
  --mza-cyan:#08a8c7;
  --mza-gold:#e9c84a;
  --mza-text:#142238;
  max-width:1250px;
  margin:48px auto;
  padding:0 18px;
  font-family:Arial,Helvetica,sans-serif;
}
.mza-ms-hero{
  padding:34px 26px;
  border-radius:24px;
  background:linear-gradient(135deg,#052e51,#08799a);
  color:#fff;
  box-shadow:0 16px 40px rgba(0,35,60,.18);
  margin-bottom:24px;
}
.mza-ms-kicker{
  display:inline-block;
  background:var(--mza-gold);
  color:#18374d;
  font-weight:900;
  padding:7px 11px;
  border-radius:999px;
  font-size:12px;
  letter-spacing:.08em;
}
.mza-ms-hero h2{
  color:#fff;
  margin:14px 0 8px;
  font-size:clamp(30px,5vw,48px);
  line-height:1.05;
}
.mza-ms-hero p{
  margin:0;
  max-width:820px;
  line-height:1.6;
  font-size:17px;
}
.mza-ms-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:16px;
}
.mza-ms-card{
  background:#fff;
  border:1px solid #e3ebf3;
  border-radius:18px;
  padding:19px;
  box-shadow:0 8px 24px rgba(23,59,86,.08);
  display:flex;
  flex-direction:column;
  min-height:205px;
  transition:transform .2s ease,box-shadow .2s ease;
}
.mza-ms-card:hover{
  transform:translateY(-4px);
  box-shadow:0 14px 30px rgba(23,59,86,.14);
}
.mza-ms-icon{font-size:36px;line-height:1}
.mza-ms-card h3{
  color:var(--mza-blue);
  margin:10px 0 7px;
  font-size:18px;
}
.mza-ms-card p{
  color:#617083;
  font-size:14px;
  line-height:1.5;
  flex:1;
  margin:0 0 12px;
}
.mza-ms-btn{
  display:block;
  text-align:center;
  text-decoration:none !important;
  font-weight:900;
  padding:11px 13px;
  border-radius:11px;
  color:#18374d !important;
  background:linear-gradient(90deg,var(--mza-gold),#ffe98d);
}
@media(max-width:600px){
  .mza-ms-wrap{margin:30px auto;padding:0 12px}
  .mza-ms-hero{padding:26px 20px}
}