{"id":3444,"date":"2026-08-22T12:33:52","date_gmt":"2026-08-22T12:33:52","guid":{"rendered":"https:\/\/maroczain.com\/?p=3444"},"modified":"2026-08-22T12:33:52","modified_gmt":"2026-08-22T12:33:52","slug":"3444","status":"publish","type":"post","link":"https:\/\/maroczain.com\/en\/2026\/08\/22\/3444\/","title":{"rendered":""},"content":{"rendered":"\n<div id=\"mza-finance\">\n\n<style>\n#mza-finance{\n--navy:#071d35;\n--blue:#0878c9;\n--gold:#d8ae48;\n--green:#12865b;\n--light:#f4f8fc;\nfont-family:Arial,sans-serif;\nmax-width:1200px;\nmargin:auto;\ncolor:#17202a;\n}\n\n#mza-finance *{box-sizing:border-box}\n\n.rf-hero{\nbackground:linear-gradient(135deg,#06192e,#0a4779);\ncolor:white;\npadding:70px 30px;\nborder-radius:25px;\ntext-align:center;\n}\n\n.rf-hero h1{\nfont-size:45px;\nmargin:12px 0;\n}\n\n.rf-label{\ncolor:#f4cf70;\nfont-weight:bold;\nletter-spacing:2px;\n}\n\n.rf-btn{\ndisplay:inline-block;\npadding:14px 22px;\nmargin:7px;\nborder:0;\nborder-radius:10px;\nbackground:#d8ae48;\ncolor:#071d35;\nfont-weight:bold;\ncursor:pointer;\n}\n\n.rf-blue{\nbackground:#0878c9;\ncolor:white;\n}\n\n.rf-section{\nbackground:white;\npadding:28px;\nmargin-top:22px;\nborder-radius:18px;\nbox-shadow:0 5px 20px #0001;\n}\n\n.rf-grid{\ndisplay:grid;\ngrid-template-columns:repeat(auto-fit,minmax(230px,1fr));\ngap:16px;\n}\n\n.rf-card{\nbackground:#f4f8fc;\npadding:20px;\nborder-radius:14px;\nborder-top:4px solid #0878c9;\n}\n\n.rf-progress{\nheight:14px;\nbackground:#e0e7ed;\nborder-radius:20px;\noverflow:hidden;\n}\n\n#rfBar{\nheight:100%;\nwidth:0%;\nbackground:#12865b;\ntransition:.4s;\n}\n\n.rf-module{\nbackground:white;\nmargin:14px 0;\nborder-radius:14px;\noverflow:hidden;\nbox-shadow:0 3px 15px #0001;\n}\n\n.rf-title{\nbackground:#071d35;\ncolor:white;\npadding:19px;\nfont-weight:bold;\ncursor:pointer;\n}\n\n.rf-content{\ndisplay:none;\npadding:23px;\nline-height:1.7;\n}\n\n.rf-content.open{\ndisplay:block;\n}\n\n.rf-note{\nbackground:#fff6d8;\nborder-left:5px solid #d8ae48;\npadding:15px;\nmargin:15px 0;\n}\n\n.rf-case{\nbackground:#eaf6ff;\npadding:17px;\nborder-radius:12px;\nmargin:15px 0;\n}\n\n.rf-sim{\nbackground:#071d35;\ncolor:white;\npadding:27px;\nborder-radius:17px;\n}\n\n.rf-sim input,\n.rf-sim select{\nwidth:100%;\npadding:12px;\nmargin:7px 0 14px;\nborder:0;\nborder-radius:8px;\n}\n\n.rf-result{\nfont-size:24px;\nfont-weight:bold;\ncolor:#f4cf70;\nmargin-top:12px;\n}\n\n.rf-option{\ndisplay:block;\nwidth:100%;\npadding:13px;\nmargin:8px 0;\ntext-align:left;\nbackground:white;\nborder:1px solid #ccd5de;\nborder-radius:9px;\ncursor:pointer;\n}\n\n.rf-footer{\nbackground:#071d35;\ncolor:white;\ntext-align:center;\npadding:30px;\nmargin-top:25px;\nborder-radius:18px;\n}\n\n@media(max-width:650px){\n.rf-hero h1{font-size:31px}\n}\n<\/style>\n\n\n<!-- HERO -->\n\n<section class=\"rf-hero\">\n\n<div class=\"rf-label\">\nMAROC ZAIN ACADEMY\n<\/div>\n\n<h1>\n\ud83d\udcbc RESPONSABLE FINANCIER\n<\/h1>\n\n<h2>\nMAROC &#038; INTERNATIONAL\n<\/h2>\n\n<p>\nFinance \u2022 Tr\u00e9sorerie \u2022 Budget \u2022 Contr\u00f4le \u2022 Audit \u2022 Fiscalit\u00e9 \u2022\nChange \u2022 Reporting \u2022 International\n<\/p>\n\n<button class=\"rf-btn\" onclick=\"rfStart()\">\nCOMMENCER LA FORMATION\n<\/button>\n\n<button class=\"rf-btn rf-blue\" onclick=\"rfQuizGo()\">\nPASSER L&rsquo;EXAMEN\n<\/button>\n\n<\/section>\n\n\n<!-- PROGRESSION -->\n\n<section class=\"rf-section\">\n\n<h3>\ud83d\udcca Votre progression<\/h3>\n\n<div class=\"rf-progress\">\n<div id=\"rfBar\"><\/div>\n<\/div>\n\n<p id=\"rfProgress\">\n0 % termin\u00e9\n<\/p>\n\n<\/section>\n\n\n<!-- OBJECTIFS -->\n\n<section class=\"rf-section\">\n\n<h2>\ud83c\udfaf Objectifs de la formation<\/h2>\n\n<div class=\"rf-grid\">\n\n<div class=\"rf-card\">\n<h3>\ud83d\udcb0 Finance<\/h3>\n<p>\nMa\u00eetriser les fondamentaux de la gestion financi\u00e8re.\n<\/p>\n<\/div>\n\n<div class=\"rf-card\">\n<h3>\ud83d\udcca Pilotage<\/h3>\n<p>\nConstruire budgets, forecasts et tableaux de bord.\n<\/p>\n<\/div>\n\n<div class=\"rf-card\">\n<h3>\ud83c\udfe6 Tr\u00e9sorerie<\/h3>\n<p>\nPr\u00e9voir et s\u00e9curiser les flux financiers.\n<\/p>\n<\/div>\n\n<div class=\"rf-card\">\n<h3>\ud83c\udf0d International<\/h3>\n<p>\nG\u00e9rer devises, filiales et paiements internationaux.\n<\/p>\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<!-- METIER -->\n\n<section class=\"rf-section\">\n\n<h2>\ud83d\udc54 Le m\u00e9tier de Responsable Financier<\/h2>\n\n<p>\nLe Responsable Financier garantit la fiabilit\u00e9 de\nl&rsquo;information financi\u00e8re de l&rsquo;entreprise.\n<\/p>\n\n<p>\nIl supervise notamment :\n<\/p>\n\n<ul>\n<li>la comptabilit\u00e9 ;<\/li>\n<li>la tr\u00e9sorerie ;<\/li>\n<li>les budgets ;<\/li>\n<li>le contr\u00f4le de gestion ;<\/li>\n<li>les banques ;<\/li>\n<li>les investissements ;<\/li>\n<li>la fiscalit\u00e9 ;<\/li>\n<li>les audits ;<\/li>\n<li>les risques financiers ;<\/li>\n<li>le reporting \u00e0 la Direction G\u00e9n\u00e9rale.<\/li>\n<\/ul>\n\n<div class=\"rf-note\">\n\n<strong>Principe fondamental :<\/strong>\n\n<p>\nLe Responsable Financier ne se contente pas\nd&rsquo;enregistrer le pass\u00e9.\n<\/p>\n\n<p>\nIl doit \u00e9galement <strong>pr\u00e9voir, analyser,\nalerter et conseiller la Direction.<\/strong>\n<\/p>\n\n<\/div>\n\n<\/section>\n\n\n<!-- MODULES -->\n\n<section class=\"rf-section\">\n\n<h2>\ud83d\udcda Programme \u2014 20 modules<\/h2>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 1 \u2014 Fonction financi\u00e8re\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Mission du Responsable Financier<\/h3>\n\n<p>\nOrganiser, s\u00e9curiser et piloter les ressources financi\u00e8res\nde l&rsquo;entreprise.\n<\/p>\n\n<h4>Ses responsabilit\u00e9s<\/h4>\n\n<ul>\n<li>fiabilit\u00e9 des comptes ;<\/li>\n<li>tr\u00e9sorerie ;<\/li>\n<li>budget ;<\/li>\n<li>contr\u00f4le ;<\/li>\n<li>reporting ;<\/li>\n<li>risques ;<\/li>\n<li>aide \u00e0 la d\u00e9cision.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(1)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 2 \u2014 Comptabilit\u00e9 g\u00e9n\u00e9rale\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLe Responsable Financier doit comprendre et contr\u00f4ler\nl&rsquo;ensemble du cycle comptable.\n<\/p>\n\n<ul>\n<li>achats ;<\/li>\n<li>ventes ;<\/li>\n<li>banques ;<\/li>\n<li>immobilisations ;<\/li>\n<li>provisions ;<\/li>\n<li>charges \u00e0 payer ;<\/li>\n<li>produits \u00e0 recevoir ;<\/li>\n<li>cl\u00f4tures.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(2)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 3 \u2014 Analyse financi\u00e8re\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Les indicateurs essentiels<\/h3>\n\n<ul>\n<li>Chiffre d&rsquo;affaires<\/li>\n<li>Marge<\/li>\n<li>R\u00e9sultat d&rsquo;exploitation<\/li>\n<li>CAF<\/li>\n<li>Fonds de roulement<\/li>\n<li>BFR<\/li>\n<li>Tr\u00e9sorerie nette<\/li>\n<li>Endettement<\/li>\n<li>Rentabilit\u00e9<\/li>\n<\/ul>\n\n<div class=\"rf-note\">\n\n<strong>\u00c9quation essentielle :<\/strong>\n\n<p>\nTr\u00e9sorerie nette =\nFonds de roulement \u2212 BFR\n<\/p>\n\n<\/div>\n\n<button class=\"rf-btn\" onclick=\"rfDone(3)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 4 \u2014 Budget annuel\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLe budget traduit les objectifs strat\u00e9giques\nen donn\u00e9es financi\u00e8res.\n<\/p>\n\n<h4>Processus<\/h4>\n\n<ol>\n<li>Hypoth\u00e8ses commerciales<\/li>\n<li>Pr\u00e9visions de ventes<\/li>\n<li>Charges op\u00e9rationnelles<\/li>\n<li>Investissements<\/li>\n<li>Effectifs<\/li>\n<li>Financement<\/li>\n<li>Tr\u00e9sorerie<\/li>\n<\/ol>\n\n<button class=\"rf-btn\" onclick=\"rfDone(4)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 5 \u2014 Forecast\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLe forecast permet d&rsquo;actualiser les pr\u00e9visions\npendant l&rsquo;exercice.\n<\/p>\n\n<p>\nLe Responsable Financier compare :\n<\/p>\n\n<strong>\nBudget \u2192 R\u00e9alis\u00e9 \u2192 \u00c9cart \u2192 Nouvelle pr\u00e9vision\n<\/strong>\n\n<button class=\"rf-btn\" onclick=\"rfDone(5)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 6 \u2014 Contr\u00f4le de gestion\n<\/div>\n\n<div class=\"rf-content\">\n\n<ul>\n<li>analyse des co\u00fbts ;<\/li>\n<li>analyse des marges ;<\/li>\n<li>centres de co\u00fbts ;<\/li>\n<li>centres de profit ;<\/li>\n<li>seuil de rentabilit\u00e9 ;<\/li>\n<li>analyse des \u00e9carts.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(6)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 7 \u2014 Tr\u00e9sorerie\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLa tr\u00e9sorerie constitue l&rsquo;un des principaux\nrisques d&rsquo;une entreprise.\n<\/p>\n\n<h4>Le Responsable Financier contr\u00f4le :<\/h4>\n\n<ul>\n<li>encaissements ;<\/li>\n<li>d\u00e9caissements ;<\/li>\n<li>soldes bancaires ;<\/li>\n<li>pr\u00e9visions ;<\/li>\n<li>lignes de cr\u00e9dit ;<\/li>\n<li>placements.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(7)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 8 \u2014 BFR\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Besoin en Fonds de Roulement<\/h3>\n\n<p>\nBFR =\nStocks + Cr\u00e9ances clients \u2212 Dettes fournisseurs\n<\/p>\n\n<div class=\"rf-case\">\n\n<strong>Situation :<\/strong>\n\n<p>\nLes ventes augmentent de 30 %, mais la tr\u00e9sorerie\nse d\u00e9grade fortement.\n<\/p>\n\n<strong>Analyse :<\/strong>\n\n<p>\nLe Responsable Financier v\u00e9rifie imm\u00e9diatement\nles cr\u00e9ances clients, stocks et d\u00e9lais fournisseurs.\n<\/p>\n\n<\/div>\n\n<button class=\"rf-btn\" onclick=\"rfDone(8)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 9 \u2014 Relations bancaires\n<\/div>\n\n<div class=\"rf-content\">\n\n<ul>\n<li>facilit\u00e9s de caisse ;<\/li>\n<li>d\u00e9couverts ;<\/li>\n<li>cr\u00e9dits ;<\/li>\n<li>leasing ;<\/li>\n<li>garanties ;<\/li>\n<li>placements ;<\/li>\n<li>n\u00e9gociation des commissions.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(9)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 10 \u2014 Fiscalit\u00e9\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLe Responsable Financier organise le calendrier\ndes obligations fiscales et contr\u00f4le les justificatifs.\n<\/p>\n\n<div class=\"rf-note\">\nLes r\u00e8gles fiscales \u00e9voluent. Les taux, seuils et\nobligations doivent toujours \u00eatre v\u00e9rifi\u00e9s dans les\ntextes officiels applicables.\n<\/div>\n\n<button class=\"rf-btn\" onclick=\"rfDone(10)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 11 \u2014 Contr\u00f4le interne\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Principe : aucune op\u00e9ration sensible sans contr\u00f4le.<\/h3>\n\n<ul>\n<li>s\u00e9paration des t\u00e2ches ;<\/li>\n<li>double validation ;<\/li>\n<li>d\u00e9l\u00e9gations ;<\/li>\n<li>rapprochements ;<\/li>\n<li>justificatifs ;<\/li>\n<li>piste d&rsquo;audit.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(11)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 12 \u2014 Fraude financi\u00e8re\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Signaux d&rsquo;alerte<\/h3>\n\n<ul>\n<li>changement soudain de RIB fournisseur ;<\/li>\n<li>paiement urgent inhabituel ;<\/li>\n<li>facture en double ;<\/li>\n<li>fournisseur inconnu ;<\/li>\n<li>ordre exceptionnel non document\u00e9.<\/li>\n<\/ul>\n\n<div class=\"rf-case\">\n\n<strong>Cas :<\/strong>\n\n<p>\nUn fournisseur demande par email le changement\nurgent de ses coordonn\u00e9es bancaires.\n<\/p>\n\n<strong>R\u00e9flexe :<\/strong>\n\n<p>\nSuspendre le paiement et v\u00e9rifier le changement\npar un canal ind\u00e9pendant.\n<\/p>\n\n<\/div>\n\n<button class=\"rf-btn\" onclick=\"rfDone(12)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 13 \u2014 Audit\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLe Responsable Financier pr\u00e9pare et accompagne\nles audits internes et externes.\n<\/p>\n\n<ul>\n<li>justificatifs ;<\/li>\n<li>circularisations ;<\/li>\n<li>rapprochements ;<\/li>\n<li>inventaires ;<\/li>\n<li>proc\u00e9dures ;<\/li>\n<li>plans d&rsquo;action.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(13)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 14 \u2014 Reporting\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Dashboard Direction G\u00e9n\u00e9rale<\/h3>\n\n<ul>\n<li>CA<\/li>\n<li>Marge<\/li>\n<li>EBITDA \/ indicateurs retenus<\/li>\n<li>Tr\u00e9sorerie<\/li>\n<li>BFR<\/li>\n<li>Cr\u00e9ances<\/li>\n<li>Dettes<\/li>\n<li>Budget vs r\u00e9alis\u00e9<\/li>\n<li>Forecast<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(14)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 15 \u2014 Finance internationale\n<\/div>\n\n<div class=\"rf-content\">\n\n<ul>\n<li>flux transfrontaliers ;<\/li>\n<li>devises ;<\/li>\n<li>risques pays ;<\/li>\n<li>banques \u00e9trang\u00e8res ;<\/li>\n<li>paiements internationaux ;<\/li>\n<li>financement international.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(15)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 16 \u2014 Risque de change\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nUne entreprise peut \u00eatre expos\u00e9e lorsqu&rsquo;elle\nfacture ou paie dans une devise diff\u00e9rente\nde sa monnaie fonctionnelle.\n<\/p>\n\n<h4>Exemples :<\/h4>\n\n<ul>\n<li>EUR\/MAD<\/li>\n<li>USD\/MAD<\/li>\n<li>GBP\/MAD<\/li>\n<\/ul>\n\n<p>\nLe Responsable Financier mesure l&rsquo;exposition\net \u00e9tudie les instruments de couverture appropri\u00e9s.\n<\/p>\n\n<button class=\"rf-btn\" onclick=\"rfDone(16)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 17 \u2014 Paiements internationaux\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>Avant tout paiement :<\/p>\n\n<ol>\n<li>contr\u00f4ler le fournisseur ;<\/li>\n<li>contr\u00f4ler la facture ;<\/li>\n<li>contr\u00f4ler les coordonn\u00e9es bancaires ;<\/li>\n<li>v\u00e9rifier l&rsquo;autorisation ;<\/li>\n<li>contr\u00f4ler les documents requis ;<\/li>\n<li>tracer la transaction.<\/li>\n<\/ol>\n\n<button class=\"rf-btn\" onclick=\"rfDone(17)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 18 \u2014 Filiales \u00e0 l&rsquo;\u00e9tranger\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>Reporting filiale \u2192 si\u00e8ge<\/h3>\n\n<ul>\n<li>CA local ;<\/li>\n<li>charges ;<\/li>\n<li>tr\u00e9sorerie ;<\/li>\n<li>cr\u00e9ances ;<\/li>\n<li>fournisseurs ;<\/li>\n<li>fiscalit\u00e9 ;<\/li>\n<li>budget ;<\/li>\n<li>risques ;<\/li>\n<li>intercompany.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(18)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 19 \u2014 Management financier\n<\/div>\n\n<div class=\"rf-content\">\n\n<p>\nLe Responsable Financier dirige \u00e9galement\nune \u00e9quipe.\n<\/p>\n\n<ul>\n<li>objectifs ;<\/li>\n<li>planning de cl\u00f4ture ;<\/li>\n<li>r\u00e9partition des t\u00e2ches ;<\/li>\n<li>contr\u00f4le ;<\/li>\n<li>formation ;<\/li>\n<li>\u00e9valuation.<\/li>\n<\/ul>\n\n<button class=\"rf-btn\" onclick=\"rfDone(19)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n\n<div class=\"rf-module\">\n\n<div class=\"rf-title\" onclick=\"rfToggle(this)\">\nMODULE 20 \u2014 Gestion de crise\n<\/div>\n\n<div class=\"rf-content\">\n\n<h3>M\u00e9thode de crise<\/h3>\n\n<p>\n<strong>\nMESURER \u2192 PRIORISER \u2192 S\u00c9CURISER \u2192\nD\u00c9CIDER \u2192 INFORMER \u2192 SUIVRE\n<\/strong>\n<\/p>\n\n<div class=\"rf-case\">\n\n<strong>Situation :<\/strong>\n\n<p>\nL&rsquo;entreprise pr\u00e9voit un d\u00e9ficit de tr\u00e9sorerie\ndans 30 jours.\n<\/p>\n\n<p>\nLe Responsable Financier doit construire plusieurs\nsc\u00e9narios : acc\u00e9l\u00e9ration des encaissements,\nreport de d\u00e9penses non prioritaires, n\u00e9gociation\nfournisseurs et financement court terme.\n<\/p>\n\n<\/div>\n\n<button class=\"rf-btn\" onclick=\"rfDone(20)\">\n\u2713 MODULE TERMIN\u00c9\n<\/button>\n\n<\/div>\n<\/div>\n\n<\/section>\n\n\n<!-- SIMULATEUR BFR -->\n\n<section class=\"rf-section\">\n\n<h2>\ud83e\uddee Simulateur BFR<\/h2>\n\n<div class=\"rf-sim\">\n\n<label>Stocks \u2014 MAD<\/label>\n<input id=\"stocks\" type=\"number\" value=\"300000\">\n\n<label>Cr\u00e9ances clients \u2014 MAD<\/label>\n<input id=\"clients\" type=\"number\" value=\"450000\">\n\n<label>Dettes fournisseurs \u2014 MAD<\/label>\n<input id=\"suppliers\" type=\"number\" value=\"250000\">\n\n<button class=\"rf-btn\" onclick=\"rfBFR()\">\nCALCULER LE BFR\n<\/button>\n\n<div id=\"bfrResult\" class=\"rf-result\">\n\u2014\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<!-- CHANGE -->\n\n<section class=\"rf-section\">\n\n<h2>\ud83c\udf0d Simulateur de change<\/h2>\n\n<div class=\"rf-sim\">\n\n<label>Montant en devise<\/label>\n<input id=\"fxAmount\" type=\"number\" value=\"10000\">\n\n<label>Taux appliqu\u00e9<\/label>\n<input id=\"fxRate\" type=\"number\" step=\"0.0001\" value=\"10.80\">\n\n<button class=\"rf-btn\" onclick=\"rfFX()\">\nCONVERTIR\n<\/button>\n\n<div id=\"fxResult\" class=\"rf-result\">\n\u2014\n<\/div>\n\n<p>\nSimulateur p\u00e9dagogique. Utilisez le taux applicable\n\u00e0 l&rsquo;op\u00e9ration r\u00e9elle.\n<\/p>\n\n<\/div>\n\n<\/section>\n\n\n<!-- QCM -->\n\n<section class=\"rf-section\" id=\"rfQuiz\">\n\n<h2>\ud83d\udcdd Examen Responsable Financier<\/h2>\n\n<div id=\"question\"><\/div>\n\n<div id=\"answers\"><\/div>\n\n<div id=\"quizResult\"><\/div>\n\n<button class=\"rf-btn rf-blue\" onclick=\"nextQuestion()\">\nQUESTION SUIVANTE\n<\/button>\n\n<\/section>\n\n\n<!-- CERTIFICATION -->\n\n<section class=\"rf-section\">\n\n<h2>\ud83c\udf93 Parcours de certification<\/h2>\n\n<div class=\"rf-grid\">\n\n<div class=\"rf-card\">\n<h3>NIVEAU 1<\/h3>\n<p>Financial Officer<\/p>\n<\/div>\n\n<div class=\"rf-card\">\n<h3>NIVEAU 2<\/h3>\n<p>Responsable Financier<\/p>\n<\/div>\n\n<div class=\"rf-card\">\n<h3>NIVEAU 3<\/h3>\n<p>Responsable Financier International<\/p>\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<footer class=\"rf-footer\">\n\n<h2>MAROC ZAIN ACADEMY<\/h2>\n\n<p>\nFormation Responsable Financier\n<\/p>\n\n<p>\n\ud83c\uddf2\ud83c\udde6 Maroc \u2022 \ud83c\udf0d International\n<\/p>\n\n<p>\nFinance \u2022 Management \u2022 Performance \u2022 Excellence\n<\/p>\n\n<\/footer>\n\n\n<script>\n\nlet completedRF = new Set();\n\nfunction rfToggle(el){\n\nlet content = el.nextElementSibling;\n\ncontent.classList.toggle(\"open\");\n\n}\n\n\nfunction rfStart(){\n\nlet first = document.querySelector(\".rf-module\");\n\nif(first){\n\nfirst.scrollIntoView({\nbehavior:\"smooth\"\n});\n\nlet content =\nfirst.querySelector(\".rf-content\");\n\nif(content){\ncontent.classList.add(\"open\");\n}\n\n}\n\n}\n\n\nfunction rfDone(n){\n\ncompletedRF.add(n);\n\nlet pct =\nMath.round(\n(completedRF.size \/ 20) * 100\n);\n\ndocument.getElementById(\"rfBar\")\n.style.width =\npct + \"%\";\n\ndocument.getElementById(\"rfProgress\")\n.innerText =\npct +\n\" % termin\u00e9 \u2014 \" +\ncompletedRF.size +\n\"\/20 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MAD\";\n\n}\n\n\nfunction rfFX(){\n\nlet amount =\nparseFloat(\ndocument.getElementById(\"fxAmount\").value\n) || 0;\n\nlet rate =\nparseFloat(\ndocument.getElementById(\"fxRate\").value\n) || 0;\n\nlet result =\namount * rate;\n\ndocument.getElementById(\"fxResult\")\n.innerHTML =\nresult.toLocaleString(\n\"fr-FR\",\n{\nmaximumFractionDigits:2\n}\n) +\n\" MAD\";\n\n}\n\n\nconst questions = [\n\n{\nq:\"Que signifie BFR ?\",\na:[\n\"Budget Financier R\u00e9gional\",\n\"Besoin en Fonds de Roulement\",\n\"Base Fiscale de R\u00e9f\u00e9rence\",\n\"Banque Financi\u00e8re R\u00e9gionale\"\n],\nc:1\n},\n\n{\nq:\"Une hausse des cr\u00e9ances clients entra\u00eene g\u00e9n\u00e9ralement :\",\na:[\nUne baisse du BFR\",\n\"Une hausse du BFR\",\n\"Aucun impact\",\n\"Une baisse automatique des ventes\"\n],\nc:1\n},\n\n{\nq:\"Le forecast permet :\",\na:[\n\"De supprimer le budget\",\n\"D'actualiser les pr\u00e9visions\",\n\"De remplacer la comptabilit\u00e9\",\n\"De supprimer le reporting\"\n],\nc:1\n},\n\n{\nq:\"Quel contr\u00f4le r\u00e9duit le risque de fraude ?\",\na:[\n\"Une seule personne contr\u00f4le tout\",\n\"La s\u00e9paration des t\u00e2ches\",\n\"Supprimer les validations\",\n\"Payer sans justificatif\"\n],\nc:1\n},\n\n{\nq:\"Le rapprochement bancaire compare :\",\na:[\n\"Les ventes et les achats\",\n\"La banque et la comptabilit\u00e9\",\n\"Le budget et les salaires\",\n\"Les stocks et les immobilisations\"\n],\nc:1\n},\n\n{\nq:\"Un flux en USD peut cr\u00e9er :\",\na:[\n\"Un risque de change\",\n\"Un risque uniquement commercial\",\n\"Aucun risque financier\",\n\"Une suppression du BFR\"\n],\nc:0\n},\n\n{\nq:\"En cas de changement de RIB fournisseur, il faut :\",\na:[\n\"Payer imm\u00e9diatement\",\n\"V\u00e9rifier par un canal ind\u00e9pendant\",\n\"Ignorer le changement\",\n\"Supprimer le fournisseur\"\n],\nc:1\n},\n\n{\nq:\"Le contr\u00f4le de gestion analyse notamment :\",\na:[\n\"Les co\u00fbts et les marges\",\n\"Uniquement les emails\",\n\"Les passeports\",\n\"Uniquement les contrats de travail\"\n],\nc:0\n},\n\n{\nq:\"Le reporting financier sert notamment \u00e0 :\",\na:[\n\"Informer la Direction\",\n\"Remplacer les banques\",\n\"Supprimer la comptabilit\u00e9\",\n\"\u00c9viter le budget\"\n],\nc:0\n},\n\n{\nq:\"Face \u00e0 une crise de tr\u00e9sorerie, la priorit\u00e9 est :\",\na:[\n\"Ne rien faire\",\n\"S\u00e9curiser le cash\",\n\"Augmenter toutes les d\u00e9penses\",\n\"Arr\u00eater le reporting\"\n],\nc:1\n}\n\n];\n\n\nlet qIndex = 0;\nlet score = 0;\nlet answered = false;\n\n\nfunction showQuestion(){\n\nanswered = false;\n\nlet q = questions[qIndex];\n\ndocument.getElementById(\"question\")\n.innerHTML =\n\"<h3>Question \" +\n(qIndex + 1) +\n\" \/ \" +\nquestions.length +\n\"<\/h3><p>\" +\nq.q +\n\"<\/p>\";\n\nlet html = \"\";\n\nq.a.forEach(\nfunction(answer,i){\n\nhtml +=\n'<button class=\"rf-option\" onclick=\"answerQuestion(' +\ni +\n',this)\">' +\nanswer +\n'<\/button>';\n\n}\n);\n\ndocument.getElementById(\"answers\")\n.innerHTML =\nhtml;\n\ndocument.getElementById(\"quizResult\")\n.innerHTML =\n\"\";\n\n}\n\n\nfunction answerQuestion(i,btn){\n\nif(answered) return;\n\nanswered = true;\n\nlet q =\nquestions[qIndex];\n\nif(i === q.c){\n\nscore++;\n\nbtn.style.background =\n\"#dff6e9\";\n\ndocument.getElementById(\"quizResult\")\n.innerHTML =\n\"\u2705 Bonne r\u00e9ponse\";\n\n}else{\n\nbtn.style.background =\n\"#ffe0e0\";\n\ndocument.getElementById(\"quizResult\")\n.innerHTML =\n\"\u274c R\u00e9ponse incorrecte\";\n\n}\n\n}\n\n\nfunction nextQuestion(){\n\nif(!answered){\n\nalert(\n\"Choisissez d'abord une r\u00e9ponse.\"\n);\n\nreturn;\n\n}\n\nqIndex++;\n\nif(qIndex >= questions.length){\n\nlet pct =\nMath.round(\n(score \/\nquestions.length) *\n100\n);\n\ndocument.getElementById(\"question\")\n.innerHTML =\n\"<h2>R\u00e9sultat final<\/h2>\";\n\ndocument.getElementById(\"answers\")\n.innerHTML =\n\"<h2>\" +\nscore +\n\" \/ \" +\nquestions.length +\n\" \u2014 \" +\npct +\n\" %<\/h2>\";\n\ndocument.getElementById(\"quizResult\")\n.innerHTML =\npct >= 80\n?\n\"\ud83c\udfc6 EXAMEN R\u00c9USSI \u2014 RESPONSABLE FINANCIER\"\n:\n\"\ud83d\udcda Score insuffisant \u2014 r\u00e9visez les modules.\";\n\nreturn;\n\n}\n\nshowQuestion();\n\n}\n\n\nfunction rfQuizGo(){\n\ndocument.getElementById(\"rfQuiz\")\n.scrollIntoView({\nbehavior:\"smooth\"\n});\n\n}\n\n\nrfLoad();\nshowQuestion();\n\n<\/script>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>MAROC ZAIN ACADEMY \ud83d\udcbc RESPONSABLE FINANCIER MAROC &#038; INTERNATIONAL Finance \u2022 Tr\u00e9sorerie \u2022 Budget \u2022 Contr\u00f4le \u2022 Audit \u2022 Fiscalit\u00e9 \u2022 Change \u2022 Reporting \u2022 International COMMENCER LA FORMATION PASSER L&rsquo;EXAMEN \ud83d\udcca Votre progression 0 % termin\u00e9 \ud83c\udfaf Objectifs de la formation \ud83d\udcb0 Finance Ma\u00eetriser les fondamentaux de la gestion financi\u00e8re. \ud83d\udcca Pilotage Construire budgets, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-3444","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/posts\/3444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/comments?post=3444"}],"version-history":[{"count":1,"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/posts\/3444\/revisions"}],"predecessor-version":[{"id":3445,"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/posts\/3444\/revisions\/3445"}],"wp:attachment":[{"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/media?parent=3444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/categories?post=3444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maroczain.com\/en\/wp-json\/wp\/v2\/tags?post=3444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}